Staff and expenditures on personnel
|N151||AVERAGE ANNUAL NUMBER OF STAFF EMPLOYED|
|Total excluding apprentices and student trainees||21,210||21,554|
|Apprentices and student trainees||509||493|
As at the balance sheet date, a total workforce of 21,529 (22,180) was employed by the Group.
The decline in the Retail International segment was expected as a result of restructuring measures associated with the integration of our Polish insurance company TUiR WARTA S.A.
Expenses for personnel
Expenses for personnel mainly comprise expenditures on insurance operations, claims management (loss adjustment) and the management of investments.
|N152||BREAKDOWN OF EXPENSES FOR PERSONNEL|
|FIGURES IN EUR MILLION|
|Wages and salaries||1,087||1,005|
|Social security contributions and expenditure on provisions and assistance|
|Social security contributions||137||127|
|Expenditures for pension scheme||73||73|
|Expenditures for assistance||19||18|